FINANCING
Hayes RV Center is proud to offer a portfolio of lenders waiting to serve you. Both local and national lenders have special RV financing available to qualified buyers. Lenders specializing in RV loans have longer financing terms available to accommodate payments to fit your budget.
In order to protect your information and comply with federal regulations, credit applications must be submitted to the dealership complete with a signature and a copy of your drivers license. You can scan the completed application and email it back with a copy of your drivers license or fax the documents to our business office.
Email: Gary@hayesrv.com Fax: (903) 663-4667
Why Finance? You May Qualify for Tax Deduction
For the vast majority of RV buyers, the interest on their loan is deductible as second home mortgage interest. To qualify, owners must not already have a second home mortgage. Also, the RV must be used as security for the loan and provide basic living accommodations such as sleeping area, bathroom and cooking facilities. Virtually all RV types – motor homes, travel trailers, truck campers and even most folding camping trailers – are equipped with these accommodations and eligible for the tax savings benefits.
New Sales Tax Deductions Take Effect
In early 2009, the American Recovery and Reinvestment Act of 2009 created changes in federal income tax laws that potentially can benefit qualified RV buyers. The new tax deduction is available to taxpayers regardless of whether or not they itemize deductions on their returns. Those who buy motorhomes between February 17 and December 31, 2009 can deduct the state and local sales and excise taxes paid on the first $49,500 of the vehicle purchase price on their federal income tax, thereby lowering their overall taxable income. Always check with a qualified tax advisor to see if you are eligible for these deductions.
Please contact Gary Baker in our Business Office for further details.
(903) 663-3488 (800) 945-4239 FAX: (903)663-4667
Before hitting the road, make sure your investment is fully protected. The following products are also offered through our Business Office:
Classic Coverage Extended Service Agreements
RoadSentry Road Hazard Tire & Wheel Protection
MaxxGuard Interior & Exterior Protection
Drive Equity Bi-Weekly Payment Program
Insurance
Property and Casualty Insurance
Guaranteed Asset Protection Insurance
Credit Life and Disability Insurance
