Hayes RV Center is proud to offer a portfolio of lenders waiting to
serve you. We use both local and national lenders who have special RV
financing available to qualified buyers. Lenders who specialize in RV
loans have longer financing terms available, which allows them the
opportunity to accommodate payments to fit your budget.
In order to protect your privacy information and comply with federal regulations, completed credit applications submitted electronically to the dealership must include a copy of your drivers license or photo id. You may scan your license/photo id and email it separately to tara@hayes rv.com or fax a copy of your license/photo id directly to our business office at 903-663-4667.
For the vast majority of RV buyers, the interest on their loan is
deductible as second home mortgage interest. To qualify, owners must not
already have a second home mortgage. Also, the RV must be used as
security for the loan and provide basic living accommodations such as
sleeping area, bathroom and cooking facilities. Virtually all of the RV
types such as motor homes, travel trailers, truck campers and even most
folding camping trailers, are equipped with these accommodations and
eligible for the tax savings benefits.
In early 2009, the American Recovery and Reinvestment Act of 2009 created changes in federal income tax laws that potentially can benefit qualified RV buyers. The new tax deduction is available to taxpayers regardless of whether or not they itemize deductions on their returns. Those who buy motor homes between February 17 and December 31, 2009, can deduct the state and local sales and excise taxes paid on the first $49,500 of the vehicle purchase price on their federal income tax, thereby lowering their overall taxable income. Always check with a qualified tax adviser to see if you are eligible for these deductions.
Before hitting the road, make sure your investment is fully protected. The following products are also offered through our Business Office:
Classic Coverage Extended Service Agreements
RoadSentry Road Hazard Tire & Wheel Protection